“It’s easier to live in the present
when you have the next 20 years figured out.”
– Ric Edelman
Ric’s Latest Books
The Truth About College
The Essential Guide for Parents and Teens ― So You Can Make the Right Choice Together

In The Truth About College, acclaimed financial advisor and #1 New York Times bestselling author Ric Edelman gives you the information you need to answer all the college questions you’re facing: is college the right choice? Which school, and which major?
In his trademark no-nonsense style, Ric shows both parents and teenagers how to make these important decisions.
Most importantly, Ric shows students how to graduate from college in four years, debt-free, on the dean’s list, with a degree that allows them to have a career in the field they want to work in.
Along the way, you’ll discover the 10 mistakes parents make in counseling their children, and the common errors made by college freshmen. You’ll also explore the ways you can reduce the cost of college, using Ric’s clear, realistic advice that draws on his 40-year career, when he was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s. Ric’s ability to help you make smart financial choices is highly acclaimed from coast-to-coast, with his objective, unbiased and in-depth review of today’s personal finance challenges.
This is the one-of-a-kind resource you’ve been looking for, to help you make the right choices about college. The Truth About College is the essential guide for both parents and teens.
The Truth About Crypto
A Practical, Easy-to-Understand Guide to Bitcoin, Blockchain, NFTs, and Other Digital Assets

A straightforward, practical guide to the newest frontier in investment strategy—crypto—from #1 New York Times bestselling author and personal finance expert Ric Edelman.
Blockchain and bitcoin are here to stay—and as the Bank of England stated, this new technology could “transform the global financial system.” No wonder PWC says blockchain technology will add $2 trillion to the world’s $80 trillion economy by 2030. Indeed, blockchain technology and the digital assets it makes possible are revolutionary, the most profound innovation for commerce since the invention of the internet.
And yet, the average investor—and the investment advisors who manage two-thirds of all their money—aren’t aware of all this, or of the incredible investment opportunities now available. Fortunately, Ric Edelman, one of the most influential experts in the financial field, shows investors how they can engage and thrive in today’s new investment marketplace.
Featuring the prophetic insights you’d expect from one of most acclaimed financial advisors, The Truth About Crypto is fun to read and easy to understand—and most importantly gives readers the sound, practical advice we all need to succeed with this new asset class. Best of all, Edelman shows how blockchain works, the difference between digital currency and digital assets, and a comprehensive look at every aspect of the field. This book is a must-read guide if you want to achieve investment success today.
The Truth About Your Future
The Money Guide You Need Now, Later, and Much Later

The instant New York Times bestseller from legendary investment guru Ric Edelman, who presents a prescient personal finance guide on how technology and science will reshape the way we save, invest, and plan for the future.
Award-winning financial advisor Ric Edelman reveals how technology and science are evolving at a blistering, almost incomprehensible pace—with profound implications for your personal finances. Ric radically upends traditional financial planning, showing that you need not just one financial plan, but three—one for now, one for later and one for much later. He explains: Why you’re likely to live much longer—and the impact on your financial future; how you must alter your plans to shift from the familiar linear lifeline (school-job-retirement-death) to the new cyclical lifeline; the importance of Career Planning—even if you’re in your fifties or sixties; how to invest in tech companies and how to generate income from your investments; why nursing homes are becoming obsolete—and with them, long-term care insurance policies, and what this means for you; how to protect your digital assets; and how you’ll spend your time—and money—in retirement, and why the future will be the happiest time of your life.






